Is banking secure that is mobile? We’re invested in the security and safety of the information. To guarantee the protection of one’s account information, an amount of protection features have already been included in our mobile banking solutions:
- Protected login: The app that is mobile protected login for access. No body has the capacity to access your username and passwords with no knowledge of your username that is unique and.
- Information encryption: for the security, only restricted information, such as for instance your account nicknames and balances, is saved on the smart phone. Your entire account information resides at Sallie Mae, just like online banking. All information put into storage in your mobile is encrypted before it is stored plus it’s only accessible along with your PIN. This helps to ensure that when your device that is mobile is or taken the info kept because of the application form on the unit is unreadable.
What if I lose or exchange my smart phone? In the event that you lose or substitute your smart phone, you’ll merely need certainly to re-download the mobile software.
What exactly is Sallie Mae e-deposit? Sallie Mae e-deposit (also referred to as remote deposit) allows you to conveniently make deposits electronically along with your iPhone ® or Android os ™ Smartphone. In order to make a deposit, you’ll need certainly to take front and back photos regarding the product. Camera and check pictures are firmly processed exactly like a paper check. Checks deposited after 3:00 p.m. ET. Won’t be processed through to the business day that is next. Standard hold times for check deposits use.
Just how do I make use of e-deposit? To help make a deposit together with your iPhone ® or Android os ™ Smartphone, you must first install our application. When logged directly into your bank account through the app, you’ll be expected to just take front and back photos of the check. You will need to find the take into account the deposit and verify the deposit quantity.
Any kind of forms of checks we can’t deposit through e-deposit?
You can’t deposit
- Cash instructions
- Third-party checks
- Foreign checks
- Starter checks
We also can’t accept
- Checks with obvious alteration to your of this industries in the front side for the item or check
- Checks formerly transformed into a check that is substitute
- Checks being remotely developed
- Checks not payable in united states of america money
- Traveler’s checks or cash sales
- Checks dated a lot more than 6 months ahead of the date of deposit
- Checks forbidden by our present procedures for Sallie Mae mobile banking or that are otherwise maybe not appropriate beneath the regards to your account(s). This consists of checks that you understand or suspect are fraudulent or else perhaps maybe maybe not authorized by the dog owner regarding the account upon which the check is drawn.
What are the tips for making use of e-deposit? There are some directions to bear in mind whenever making use of e-deposit on your iPhone ® or Android os ™ Smartphone:
- Be sure you have actually strong mobile sign energy.
- You need to endorse your check as “For mobile deposit just, Sallie Mae banking account number”.
- Whenever taking photos of the check, verify the check is totally in the frame and therefore the photo iowa installment loans isn’t blurry or distorted.
- Please keep in mind, you can’t deposit checks up to a certification of Deposit account.
Is e-deposit secure? Yes, our e-deposit is protected. Our internet site and application function numerous levels of safety including password security, internet fire walls, and encryption.
Exactly why is my mobile application ‘timing out’? Should your smart phone signal power is poor, attributes of our mobile application might break. Be sure you have actually strong sign energy when checks that are depositing e-deposit.
What goes on to my checks once I deposit them? Whenever a check is deposited with e-deposit, the pictures associated with back and front of this check are processed just as if the product had been a paper check brought set for deposit. As soon as your funds can be found in your bank account, mark the physical checks as “Void” and shop it in a location that is secure. Retain checks for a time period of thirty days after that you will destroy them by any method that is suitableas an example employing a shredder), to ensure they are perhaps perhaps perhaps not re-deposited. Cross-cut shredding is highly suitable for check destruction.
Just exactly How am I going to be notified if my e-deposit is not accepted? You’ll receive an email once you distribute your check if your e-deposit is not accepted. All checks might be at the mercy of further review. If there’s an issue along with your e-deposit by email after you submit it, we’ll notify you. We advice which you keep all checks you distribute for e-deposit and soon you start to see the deposit post for your requirements. As soon as your funds can be purchased in your bank account, mark the real checks as “Void”, and destroy them by any suitable technique (as an example using a shredder), which will make certain they’re perhaps not re-deposited.
Sallie Mae e-deposit limitations Deposits via e-deposit are restricted to the next maximums: E-deposit deposit that is daily ($)
- Total buck quantity: $5,000.00
- Final amount of deposits: 5 deposits
- E-deposit weekly deposit restriction ($)
- Total buck quantity: $5,000.00
- Final amount of deposits: 5 deposits
- E-deposit deposit that is monthly ($)
- Total buck quantity: $20,000.00
- Final number of deposits: 10 deposits
